Have you ever heard of phishing? Phishing is an attempt fraudsters to fish for your banking details. It is a kind of trap laid by fraudsters through e-mails for phishing of your confidential banking or credit card details and if you are trapped in you may end up losing your hard-earned money. Nobody would like to be phished and for that you should be able to differentiate between a fraud e-mail and real e-mail. The only way to protect you from phishing is to identify the fraud e-mail or we can say the trap. If you suspect any e mail to be phished then don’t open it and delete it immediately. If by mistake you have opened it then don’t ever click on the links given in the e mail.
How to identify a phishing e-mail:
- Most importantly it appears to have come from your bank or financial institute or a company you deal with regularly or may be from someone you know on your social networking sites but actually they have not come from these sources.
- If you find spelling mistakes in an email probably it is a phishing email. The links to counterfeit websites containing URLs in the mail also have spelling mistakes.
- A phishing email may assure you to get a gift voucher or prize if you complete a survey or answer few simple questions. For claiming the gift or prize it asks for your account details.
- The links given in the mail look real and familiar to you and encourages you to click on them.
- The fake emails usually show urgency for an action and threaten you to close or deactivate your account if you do not respond in a short specified time frame.
- Any email asking for your personal and confidential information like user id, password, CVnumber, debit-card-grid codes, etc. then it is definitely a phishing email.
- These fake emails may be in the form of job offer from a company and mostly work from home kind of jobs.
Some examples of phishing mails are-
- Alerts!!! Upgrade and secure your online account immediately
- Urgent security warning.
- Confirm your online account details (message id b36754291)
Always be conscious and read carefully any email. If you suspect the mail from the subject only then delete them without opening them. If you receive any mail from a stranger don’t respond and delete. Banks never ask for your banking account’s confidential information on phone or emails. Always remember that. If you receive any job offer then make sure it is from a reputed company. Beware don’t let yourself to be phished.